What credit score do you need for Guitar Center? (2024)

What credit score do you need for Guitar Center?

What's the Guitar Center Credit Card credit score requirement? The Guitar Center Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Guitar Center Credit Card.

Does Guitar Center accept credit?

We accept VISA, MasterCard, American Express, Discover Network, Guitar Center Gift Cards and eGift Cards, or the Guitar Center Gear Card, on all orders. PayPal and PayPal Credit are also available on all Internet orders, with the exception of in-store used items.

Can you do a payment plan at Guitar Center?

With a Guitar Center Gear Card, you'll get exclusive financing offers, easy monthly payments and no annual fee*. Simply fill out the online application or visit your local Guitar Center to apply. Special financing deals are automatically applied to all qualifying purchases made with your Gear Card.

Who does Guitar Center bank with?

For more information about Guitar Center, please visit www.guitarcenter.com. savings products through Synchrony Bank.

Does Guitar Center report to credit bureaus?

Yes, the Guitar Center Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time.

Is Guitar Center credit hard to get?

The Guitar Center Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Guitar Center Credit Card.

Does Guitar Center do financing?

For new accounts: Purchase APR is 29.99% as 3/1/2024. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Does Guitar Center buy stuff from you?

If interested, we'll do an in-store evaluation and make you an offer. Once a purchase agreement is made, you'll receive payment in the form of cash, check, gift card, or store credit.

Does Guitar Center give cash or store credit?

If your gear is worth over $1,000, they'll give the first thousand dollars in cash. You'll then either receive a Guitar Center Visa® Prepaid Card or a check (but only at certain locations) with the remainder of what you're owed. Note that cash payment isn't offered at stores in Rockville, MD, or Greensboro, NC.

What forms of payment does Guitar Center accept?

Credit or Debit Card: You can use your Visa, MasterCard, American Express, or Discover credit or debit card to make purchases at Guitar Center.

Does Guitar Center accept cash?

We accept cash in our stores. Unfortunately, cash is not a payment option that we accept online. You may pay with Visa, Mastercard, American Express, Discover, the Guitar Center Gear Card, and PayPal. PayPal Credit is also available via web orders only.

Who owns Guitar Center?

How are Guitar Center employees paid?

While ZipRecruiter is seeing hourly wages as high as $23.32 and as low as $11.78, the majority of Guitar Center wages currently range between $16.59 (25th percentile) to $21.15 (75th percentile) across the United States.

What bank does Guitar Center use for financing?

Manage Account or Apply - Synchrony.

How many points does your credit go down for collections?

So, how many points does a collection drop your credit score? If you have a high score of 700, you can expect the first collection to drop it over 100 points. If it's lower than 700, expect even more.

How long does it take to get a guitar center credit card?

It should take 7 to 10 business days to get the Guitar Center Credit Card after you get approved. Unfortunately, expedited shipping is not available for new cards.

How good is a 814 credit score?

Your 814 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

Why does Guitar Center have so much debt?

In 2007, private investment firm Bain Capital bought Guitar Center via leveraged buyout (aka LBO), meaning that it acquired equity interest by putting debt on it as a form of payment. “This is a classic reason for bankruptcy in general,” Pasternak says.

Do Guitar Center employees get paid commission?

Pay Rate: $16.00/hr - $28.01/hr plus commission depending on background and experience. Why Guitar Center? Heres just some of the rewards: For our employees who are musicians we offer the unique opportunity of gig leavetake time off to share your music with the world and return to your job after your tour!

How to get 10% off Guitar Center?

Save 10%* on your first in-store purchase when you open an account in-store.

Can you use Guitar Center credit card anywhere?

The Guitar Center Credit Card is what's known as a store card, meaning you can only use it to make in-store and online Guitar Center purchases. You can use your Gear Card to buy pro audio equipment or any type of equipment they sell at Guitar Center for that matter.

Does Guitar Center use synchrony bank?

The Gear Card Rewards Program is offered by Synchrony Bank to Guitar Center Gear Card holders.

What does Guitar Center do with returns?

If a product you purchase does not match the description on the Site, as your sole and exclusive remedy you may return the product, unused, to Guitar Center and receive a refund of your purchase price. Items in your shopping cart will reflect the most recent price displayed on each item's product detail page.

Will Guitar Center buy back guitars?

Does Guitar Center accept used gear trade ins? Yes we do!

Does Guitar Center change strings?

We can do everything from restringing, tune up and maintenance to electrical repair, hardware repair, structural repair and more. Do I need an appointment to speak with a repair technician? No appointment is necessary. Just drop by your nearest Guitar Center location.

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